Recently, I took a trip to Amsterdam and the Netherlands to explore a new town and visit my good friend Megan and her husband Taylor. This is a trip I have been planning for a while, ever since they moved over there for Taylor’s expat job with his company.
My dad is a frequent traveler – and he recommended that I sign up for the Chase Sapphire credit card to get points to buy my flight to Amsterdam. I followed his advice – and was able to fly to Amsterdam for almost nothing (all I paid was $56 in taxes).
Important note: I am only a fan of credit cards for use to earn rewards and points. I pay off my balance at the end of every month. You must evaluate if this is a good financial decision for you.
If you are in a place to sign-up for a new credit card and you are looking to travel, the Chase Sapphire Card is a great option. Read more from The Points Guy on 5 reasons the Chase Sapphire Preferred Card should be your first card in 2016.
Here are the steps I took to get this great deal on my flight to Amsterdam:
1 – I signed up for the Chase Sapphire credit card and earned 50,000 bonus points by spending $4,000 in the first 3 months (this might be hard depending on your spending, so try to put EVERYTHING on your card – Can you put rent? Will friends or family put charges on your card? You really want to only sign up for this card if you can get the signing bonus. There are other cards to consider but this is the one I chose and know best.) Read more on this card from Million Mile Secrets.
2 – After earning 60,000 points…I shopped around flights and points with various Chase Ultimate Rewards partners – I ended up going with United. There’s an option to book through the Chase website or transfer points to another site. If you want to maximize the bang for your buck, it is usually best to transfer your points to another site. Transferring 60,000 Chase points to be 60,000 United Miles ended up being the right deal for my trip itinerary. My options were limited because I had to choose flights that were worth 30,000 points each way, but I was able to find a great option with one-stop in my August trip timeframe.
If you already have 60,000+ ultimate rewards points or you are interested in flying for free, read this beginner guide on transferring miles & points. You might be tempted to turn your Chase Ultimate Rewards points into cash or gift cards. While this is a lucrative offer (and still a great benefit of the card) saving these points for travel and airline miles will help you make the most of the Sapphire credit card rewards (if travel is your goal!).
At the end of the day, I was able to book a $1400 flight for $56. Getting the Chase Sapphire Card was completely worth it. You should be aware the Sapphire card does have an annual fee; it is free the first year and then $95 annually after that. I might cancel next year if I decide it is not worth $95 annually, but after getting this great flight deal I am starting to believe it is worth it.
If you are not ready to take a jump and sign-up for a card with an annual fee, I still recommend you use a credit card for every purchase, pay off the balance regularly, and then use your credit card points to have extra cash. The Chase Freedom card was my starter credit card and earns great rewards. Read more on The Points Guy because he reviews a lot of different credit card options on his blog (and is much more knowledgeable than me).
If you decide you want to sign up for either of the Chase cards let me know so I can send you an invite, referrals earn points too!
Happy (almost) free traveling!